(DOWNLOAD) "If Lender can't Verify Loan History, It's Time to Nail Down All the Facts if Lender can't Verify Loan History, It's Time to Nail Down All the Facts (At Home)" by The Virginian Pilot ~ Book PDF Kindle ePub Free
eBook details
- Title: If Lender can't Verify Loan History, It's Time to Nail Down All the Facts if Lender can't Verify Loan History, It's Time to Nail Down All the Facts (At Home)
- Author : The Virginian Pilot
- Release Date : January 01, 2008
- Genre: Reference,Books,
- Pages : * pages
- Size : 79 KB
Description
My loan, with a failed institution, was sold by the FDIC. After two years of servicing my loan, the new lender demanded payment for an alleged late-charge balance transferred with my loan. However, it also stated that there were no history records. I was never late, and this year the new lender admitted the late charges were not verified and made a partial refund. The FDIC has been in the loop. Who's at fault in this scenario and what are my legal options? If the new lender does not have your loan history, then you are not obligated to pay any late fees. No court will force you to pay that which a lender cannot prove. If you already made the payment, and you have proof, demand that the lender either refund the balance or credit your loan balance with that amount.